[OMS_MANAGERS] Medical Insurance?

Joan wessellj at peak.org
Tue May 30 19:22:06 PDT 2017 

The Downtown Corvallis Association pays my quarterly health insurance premiums.  

Sent from my iPhone

> On May 30, 2017, at 5:28 PM, Thomas Taylor - La Grande Main Street <director at lagrandemainstreet.org> wrote:
> 
> I get a stipend here in La Grande. This would be a huge benefit if there was a better way to go about this.
>  
> Thomas
>  
> From: OMS_MANAGERS [mailto:oms_managers-bounces at listsmart.osl.state.or.us] On Behalf Of Lise Grato
> Sent: Tuesday, May 30, 2017 5:00 PM
> To: 'Oregon Main Street program managers'
> Subject: Re: [OMS_MANAGERS] Medical Insurance?
>  
> Stipend in Albany, too! As Johnathan said, pre-tax would be so much better.
>  
> Thank you,
>  
> Lise Grato
> Executive Director
> Albany Downtown Association
> 126 SW Ferry Street
> Albany, OR 97321
>  
> Email: director at albanydowntown.com
> Phone: (541) 928-2469
> Cell: (541) 905-2908
>  
> From: OMS_MANAGERS [mailto:oms_managers-bounces at listsmart.osl.state.or.us] On Behalf Of Jonathan Stone
> Sent: Tuesday, May 30, 2017 4:27 PM
> To: Oregon Main Street program managers <oms_managers at listsmart.osl.state.or.us>
> Subject: Re: [OMS_MANAGERS] Medical Insurance?
>  
> We provide health insurance to our employees through Northwest Benefits Group which is a broker that offers, among other insurance providers, Kaiser Permanente. Stipends used to be able to be paid pre-tax, but I do not believe that is the case anymore. Small Group coverage is for organizations with 2 full-time employees or more. Organizations that offer health insurance need to offer it to all of their employees of a certain class, IE average of 30 hours or more. One option is to join an employer's association such as Cascade Employers Association. The future of individual markets is in a lot of flux. On the small group market, insurance is actually cheaper AND it is pre-tax. For example, if an employee wishes to purchase insurance that has a $350/month premium, it would cost them $4,200 per year after tax which effectively means they need to have a gross pay of approximately $7,000 per year to cover that benefit. If the nonprofit provides the benefit, it can actually get a tax credit making a $350/month plan only cost $280, effectively providing a $7,200 benefit to the employee while only costing $3,360 per year. We've found that we are able to offer better plans than are on the health exchange for less cost.
>  
> All this is to say, it might be worth forming a small group. The key factor is the average age of the group. I have a phone call into Cascade and Northwest Benefits to see what they could offer fellow Main Street orgs.
>  
> I'll let you know as I learn more.
>  
>  
>  
>  
> On Tue, May 30, 2017 at 3:59 PM, Saira Siddiqui <director at hillsborodowntown.com> wrote:
> We don't have a stipend here, but my roommate is a health care actuary, and he mentioned there are groups that will rally together to provide blanket insurance coverage for others to pay into (for small NPOs). Is this something National Main Street or OMS could look into? 
> 
> Saira Siddiqui
> Executive Director
> Hillsboro Downtown Partnership
> www.hillsborodowntown.com
> 503.640.6145 (w)
>  
> On Tue, May 30, 2017 at 3:23 PM, Sarah Lu Heath <sarah at astoriadowntown.com> wrote:
> Stipend here as well, but I really wish the National Trust would provide insurance that small orgs like our could pay into and use. Our stipend is generous all things considered, but doesn’t cover much in the end.
>  
> Sarah Lu Heath
> Executive Director
> Astoria Downtown Historic District Association
> No.1-12th Street, Suite 114
> PO Box 261
> Astoria, OR 97103
> 503.791.7940
> www.AstoriaDowntown.com
>  
> From: OMS_MANAGERS [mailto:oms_managers-bounces at listsmart.osl.state.or.us] On Behalf Of Pendleton Downtown Association
> Sent: Tuesday, May 30, 2017 2:49 PM
> To: 'Oregon Main Street program managers' <oms_managers at listsmart.osl.state.or.us>
> Subject: Re: [OMS_MANAGERS] Medical Insurance?
>  
> Pendleton Downtown Association offers a health insurance stipend to cover the cost as well.
>  
> <image004.jpg>Molly Turner
> Executive Director | Pendleton Downtown Association
> www.pendletondowntownassociation.com
> downtown.pendleton at yahoo.com | 541-304-3912
> 380 S. Main Street
> Pendleton, OR 97801
>  
> <image005.png>
>  
> From: OMS_MANAGERS [mailto:oms_managers-bounces at listsmart.osl.state.or.us] On Behalf Of Main Street Coordinator
> Sent: Tuesday, May 30, 2017 2:46 PM
> To: Oregon Main Street program managers <oms_managers at listsmart.osl.state.or.us>
> Subject: Re: [OMS_MANAGERS] Medical Insurance?
>  
> The Dalles Main Street offers a health insurance stipend to cover the cost of a private plan.
> 
> Jeremiah R. Paulsen 
> Executive Director
> The Dalles Main Street
>  
> PO Box 544
> 710 E 2nd Street, Suite 3
> The Dalles, OR 97058
> (541) 370-2849
>  
>  
>  
>  
>  
> On Tue, May 30, 2017 at 2:30 PM, <ecknox at coosbaydowntown.org> wrote:
> Good Morning,
> Do any of your Main Street Organizations offer Medical Insurance for your paid staff?
>  
> Thanks,
> EC
>  
> Elizabeth-Claire Knox
> Executive Director
> Coos Bay Downtown Association 
> Cell: 256-603-6528
> Office: 541-266-9706
> Email: ecknox at coosbaydowntown.org
> Website: http://coosbaydowntown.org 
> 
> _____________________________________________________
> OMS_MANAGERS mailing list
> OMS_MANAGERS at listsmart.osl.state.or.us
> http://listsmart.osl.state.or.us/mailman/listinfo/oms_managers
> Hosted by the Oregon State Library. The Library is not responsible for content.
> Questions related to message content should be directed to list owner(s) or the sender of the message, by phone or email.
> Technical questions? Call 503-378-8800.
> 
>  
> 
> _____________________________________________________
> OMS_MANAGERS mailing list
> OMS_MANAGERS at listsmart.osl.state.or.us
> http://listsmart.osl.state.or.us/mailman/listinfo/oms_managers
> Hosted by the Oregon State Library. The Library is not responsible for content.
> Questions related to message content should be directed to list owner(s) or the sender of the message, by phone or email.
> Technical questions? Call 503-378-8800.
> 
>  
> 
> _____________________________________________________
> OMS_MANAGERS mailing list
> OMS_MANAGERS at listsmart.osl.state.or.us
> http://listsmart.osl.state.or.us/mailman/listinfo/oms_managers
> Hosted by the Oregon State Library. The Library is not responsible for content.
> Questions related to message content should be directed to list owner(s) or the sender of the message, by phone or email.
> Technical questions? Call 503-378-8800.
> 
> 
> 
>  
> --
> Jonathan Stone
> Executive Director
>  
> Downtown Oregon City Association
> 814 Main Street
> Oregon City, OR 97045
>  
> jon at downtownoregoncity.org
> Office (503) 802-1640
> Direct (503) 802-1639
>  
> fb.com/downtownoc
> downtownoregoncity.org
>  
> Subscribe to our email list for:
> Property and Business Owners and Volunteers
> Downtown Events and Promotions
> _____________________________________________________
> OMS_MANAGERS mailing list
> OMS_MANAGERS at listsmart.osl.state.or.us
> http://listsmart.osl.state.or.us/mailman/listinfo/oms_managers
> Hosted by the Oregon State Library. The Library is not responsible for content.
> Questions related to message content should be directed to list owner(s) or the sender of the message, by phone or email.
> Technical questions? Call 503-378-8800.
-------------- next part --------------
An HTML attachment was scrubbed...
URL: <https://omls.oregon.gov/pipermail/oms_managers/attachments/20170530/882bf724/attachment.html>

More information about the OMS_MANAGERS mailing list